Whether you are looking to insure your home or the contents within the home, insuring it makes sense. DJB Mortgage Solutions provide a service for if you own your home or in rented accommodation.
Whatever the type of property you live in, even if it’s ‘non-standard’, the chances are we’ll be able to help you to find the cover you need. Although the value of properties and their contents will of course vary, it’s important not to underestimate just how much a rebuild cost would be or the value of your contents.
Having buildings insurance can be mandatory when taking a mortgage, regardless of whether you’re buying a property or remortgaging. It may be a condition of a mortgage offer that buildings insurance is in place.
Aside from the possible mandatory aspect, insuring your property is important. Imagine having to rebuild your property following a flood, fire or even subsidence. The cost of this would put you in to a situation that would cause huge financial impact on your life.
Contents Insurance covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases.
Different policies offer different levels of cover but generally you'll be covered against theft and fire, and have the option to insure against damage you may cause by accident.